Holiday Survival Guide With FIMC

The holidays tend to provide packed calendars, cross-country trips, and family traditions that somehow expand each year. And while the season is meant to feel joyful, it’s rarely cheap. 

NerdWallet estimates the average American will spend about $260 more this year on hotel stays and airfare alone. The National Retail Federation forecasts shoppers will spend around $890 per person on gifts, food, and décor, with more than $627 going toward presents. Add in travel, events, and the occasional surprise expense, and the holidays quickly turn into their own kind of marathon.

Life doesn’t follow a script. It unfolds in all different directions. Through it all, FIMC is ready to step in with real help. Our membership plans are built to protect the people and things you care about, offering support not only when emergencies happen but in the everyday moments too. And we do it through three core values:

Simple: Easy access to your benefits in one convenient place.
Transparent: Clear benefits, clear claims, no guessing.
Trusted: More than 50 years in business and high member satisfaction.

Here’s how those values show up during the most hectic time of the year.

1. Save on Travel and Get Where You’re Going for Less

The holidays are one of the busiest travel periods of the year. Whether you’re flying to see relatives or driving a few states over, costs add up fast. That’s where the Family Pass exclusive discounts come in.

Members get access to savings at many of the nation’s top hotels and rental car companies, averaging about $25 saved per redemption. It’s one of our most-used perks for a reason. If you’re planning a winter getaway or visiting family, these discounts help keep more of your budget intact.

With our Home and Auto or Auto Plus packages, members can stack even more travel-friendly features:

• Hotel Discounts: Great rates from trusted partners help cut the price of overnight stays.
• Car Rental Discounts: Up to 20% off from rental partners — ideal for airport pickups or long road trips.
• Vacation Package Savings: Use an online booking manager with access to millions of verified reviews, plus expert trip routing that provides turn-by-turn directions, points of interest, and traffic alerts.

2. Stretch Your Budget With Everyday Holiday Discounts

Decorating the house, grabbing a meal out with family, catching a movie — the small outings can add up. Life tends to feel busiest during the holidays, and that’s often when budgets strain the most. 

FIMC’s discounts help dial back those costs:

• Savings on entertainment such as movie tickets, bowling, and family activities
• Discounts at restaurants across the country
• Deals on local attractions perfect for hosting visiting relatives

3. Handle Roadside Surprises With Confidence

Not every scene in the holiday story goes according to plan. Winter weather, crowded highways, and long travel days can lead to unexpected moments on the road. With FIMC’s Roadside Assistance, help is always close by.

Members can call for immediate service to:

• Fix a flat tire
• Jump a battery
• Unlock a vehicle
• Fuel up
• Tow a disabled car

An extensive network of providers means you won’t be left stranded, even in the middle of peak travel time.

4. Manage Holiday Auto Repairs Without the Stress

Similarly, if a repair pops up this season, the Auto Repair Rebate can soften the blow.

Members receive 30% back on repairs, up to $250 per service, and up to $500 during the membership year. When combined with Auto Care discounts, the savings go even further. It’s steady support for those unplanned moments that threaten the holiday spirit.

Your Season, Supported

The holidays may be unpredictable, but they don’t have to be overwhelming. With FIMC, you get a companion behind the scenes, one that keeps your plans simple, transparent, and protected. 

From travel savings to roadside support, we help members navigate every situation with confidence. Because no matter where the season takes you, FIMC is ready to roll.